- Minimum age to apply is 18
- Working at a Participating Employer for at least 3 months (time of employment may vary by employer)
- Checking Account
- Drivers license/State ID or passport number
- Social security number
No credit history or collateral needed
No prepayment penalties
Free financial literacy materials available
Why Borrow From Us?
How It Works
Perks
Details
Requirements
REQUEST INFORMATION
Funding
Pending employment verification (24-48 hours) and your signature, your loan will be deposited into your checking account in 2 business days.
Loans from $400 to $1000
Payback period is 12 months
18% Interest; $20 administrative fee
YOU SAVE OVER $550 & YOU HAVE 11 MORE MONTHS TO REPAY THE LOAN.
Contact Info:
(254) 752-1647
admin@clchot.org
Hours:
Monday-Friday
8:00am - 5:00pm
WE CAN SAVE YOU HUNDREDS OF DOLLARS!
Terms
Online Application
To complete your application online, click below!
Repayment
Loans are automatically repaid through your paycheck
For a $1000 loan due in a month, the average borrower pays $775 in fees. We charge only $120.00 in interest & administrative fees- and we let you repay the loan in 12 months.